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Maruti Suzuki Smart Finance crosses 2.5 million loan disbursals since launch



<p>Maruti Suzuki has rolled out QR codes at ARENA and NEXA outlets nationwide, enabling customers to begin the car finance process instantly with a single scan. </p>
<p>“/><figcaption class= Maruti Suzuki has rolled out QR codes at ARENA and NEXA outlets nationwide, enabling customers to begin the car finance process instantly with a single scan.

Maruti Suzuki Smart Finance (MSSF), the company’s end-to-end digital car financing platform, has surpassed 2.5 million car loan disbursals since its launch in FY 2020-21. Positioned as India’s first fully digital car finance ecosystem, MSSF was designed to address key bottlenecks in traditional auto financing and has now disbursed loans worth more than ₹1,70,000 crore.

“Today, most car buyers start their journey online, exploring models and financing options before visiting a dealership. Recognising this shift early, Maruti Suzuki pioneered a multi-financier, end-to-end digital financing solution with Maruti Suzuki Smart Finance,” said Partho Banerjee, Senior Executive Officer, Marketing and Sales, Maruti Suzuki India.

Digital-first financing

MSSF offers customers a fully online journey—from loan application to sanction and disbursal—with real-time progress tracking. The platform provides credit score–based interest rates, pre-approved and customised loan options, and the ability to compare offers from multiple financiers. The service caters to both salaried and self-employed buyers. To further streamline access, Maruti Suzuki has rolled out QR codes at ARENA and NEXA outlets nationwide, enabling customers to begin the car finance process instantly with a single scan.

The company said it will continue to expand its digital retail ecosystem as more customers opt for online purchase journeys.

  • Published On Nov 17, 2025 at 12:42 PM IST

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