- Banks in several states observe holidays July 6-12.
- These include national weekend offs and regional festivals.
- Digital banking services, including UPI, will continue operating.
If you have important banking work lined up next week, checking the holiday calendar in advance could save you an unnecessary trip to the branch. According to the Reserve Bank of India’s (RBI) holiday calendar, banks in several states will remain closed on select days between July 6 and July 12 due to regional festivals, commemorative observances and the regular weekend break.
While the closures are limited to specific states on certain days, customers are advised to plan branch visits accordingly, particularly for services that require in-person assistance.
Bank Holidays Vary Across States
Unlike national holidays, many bank holidays are observed only in specific states depending on local festivals and events. As a result, bank branches in one state may remain open while those in another stay closed on the same day.
The RBI issues these holidays under the Negotiable Instruments Act, which governs banking transactions such as cheque clearing and promissory notes.
State-Wise Bank Holiday List (July 6-12)
July 6 (Monday)
Banks will remain closed in:
Aizawl – MHIP Day
Kolkata – Birth Anniversary of Dr Syama Prasad Mookerjee
July 9 (Thursday)
Banks will remain closed in:
Shillong – Beh Deinkhlam
July 11 (Second Saturday)
Banks will remain closed across all states.
July 12 (Sunday)
Banks across the country will remain closed for the weekly holiday.
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Digital Banking Services Will Continue
Although bank branches may remain shut on notified holidays, customers can continue using digital banking platforms without interruption.
Services such as internet banking, mobile banking, Unified Payments Interface (UPI) transactions, ATM withdrawals and cash deposits at self-service kiosks will continue to operate unless banks issue a separate advisory.
Plan Branch Visits in Advance
Customers requiring services such as cheque deposits, document verification, demand drafts, locker access or other branch-based transactions are advised to complete their work before the scheduled closures.
Since regional holidays differ from one state to another, customers should also verify the holiday schedule with their local branch before planning a visit.
RBI Calendar Lists 12 Bank Holidays in July
According to the RBI’s holiday calendar, banks are scheduled to observe 12 holidays during July, including weekly offs and regional holidays applicable to both public and private sector lenders, including the State Bank of India (SBI).
While most customers now rely on digital banking for routine transactions, planning ahead remains important for services that can only be completed at a physical branch.
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